Panama Fire Insurance
Panama has fire insurance policies available from most general insurance companies. Panama fire insurance policies are similar to those found in the U.S., Europe, and Canada.
The basic Panama fire insurance policy covers fire, windstorms, earthquakes, explosions, lightening, floods, water, and falling objects damages with debris removal.
Panama Fire Insurance rates will vary which depend on the construction type and home location. The lowest rates are for cement construction. A composite of wood & cement will charge a slight higher premium. Wood structures pay the highest rates. Buildings in or near major urban vicinities will pay favorable rates. Buildings located in rural areas and islands (such as Bocas del Toro) pay higher rates.
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